Lendly SG is operated by Lendly Pte Ltd (UEN: 202606451C) ("Lendly", "we", "our"). We operate a personal loan comparison and matching platform at lendly.sg. Lendly is a comparison platform — we are not a bank, finance company, licensed moneylender, or licensed financial institution. We do not lend money. All lending decisions, loan terms, interest rates, and disbursements are made solely by our regulated lending partners — MAS-licensed banks and finance companies, and MinLaw-licensed moneylenders.
Lendly does not provide financial, investment, legal, or tax advice, and is not a licensed financial adviser. Any rate comparisons, indicative figures, or information shown on this platform are for general information only and do not constitute a recommendation or advice to take up any loan or financial product. You should consider your own financial circumstances and, where appropriate, seek independent professional advice before borrowing.
To use this platform you must be: (a) at least 21 years of age; (b) a Singapore Citizen, Permanent Resident, or valid Employment Pass / S Pass holder; (c) earning a minimum monthly income meeting the requirements of the bank partner(s) you apply to (typically S$20,000–S$30,000 p.a. for personal loans from banks); and (d) providing accurate and truthful information in your application. Providing false information is a breach of these Terms and may constitute an offence under Singapore law.
When you submit a loan matching request, Lendly uses the information you provide to identify which partner lenders are likely to be willing to extend an offer based on their stated eligibility criteria. We then present you with one or more indicative offers. These indicative offers are not binding commitments to lend. All final loan terms, approval decisions, and disbursements are subject to the partner lender’s own verification and credit assessment processes. T&Cs apply.
Lendly does not charge borrowers any fee for using the comparison and matching service. Partner lenders may charge processing fees, which will be disclosed in their offer to you before you proceed. Lendly may receive a referral fee from partner institutions for successfully matched and funded applications. This does not affect the loan terms offered to you.
Loan rates, terms, and eligibility criteria shown on this platform are for indicative purposes only and are subject to change. Lendly does not guarantee that any rate or term shown will be available to you. Always review the final offer documents from the partner bank before signing.
To the maximum extent permitted by Singapore law, Lendly and its directors, employees, and agents are not liable for: (a) any lending decision made by a partner lender; (b) any loss arising from reliance on indicative rates or terms shown on this platform; (c) any indirect, consequential, or special loss. Our aggregate liability to you for any claim shall not exceed S$100.
You agree not to submit fraudulent applications, impersonate another person, scrape or automate interactions with the platform, or use the platform for any unlawful purpose. We reserve the right to suspend or terminate access without notice for breach of these Terms.
All content on this platform, including text, graphics, logos, and software, is the property of Lendly Pte Ltd or its licensors. You may not reproduce or distribute any content without our prior written consent.
These Terms are governed by the laws of Singapore. Disputes arising from loan transactions should first be raised with the relevant partner bank. If unresolved, you may escalate to the Financial Industry Disputes Resolution Centre (FIDReC) at fidrec.com.sg, or to the Monetary Authority of Singapore (MAS) where applicable.
We may update these Terms from time to time. The “Last updated” date above will reflect any changes. Continued use of the platform after changes constitutes acceptance of the updated Terms.
For questions about these Terms, contact us at legal@lendly.sg.