Revolving Credit Facility
Flexible standby credit you draw and repay as needed, with interest charged only on the amount drawn. Ideal for businesses with seasonal or unpredictable cash flow. We match your business to regulated lenders, obligation-free.
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What a revolving credit facility covers
A revolving credit facility is a flexible, reusable credit line your business can draw on whenever cash is needed and repay when it isn't — with interest charged only on the outstanding drawn amount. Unlike a term loan, the limit replenishes as you repay, making it ideal for managing seasonal swings, stock purchases, or unexpected expenses.
How Lendly matches you
Tell us about your business once — turnover, operating history, and the credit limit you need. Lendly compares your profile against the eligibility criteria of regulated lenders, then surfaces the facilities you're most likely to qualify for. No hard credit check to compare, and you decide who to proceed with.
Typical eligibility
- Incorporated and operating in Singapore (sole proprietorship, LLP, or Pte Ltd)
- 6–24 months operating history (varies by lender)
- Around S$200K+ annual turnover for most facilities
- At least one director with Singapore NRIC or valid Employment Pass
Indicative only. Eligibility, rates, and final approval are determined solely by the lender. T&Cs apply.
Ready to compare revolving credit options?
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