
Invoice Financing
Unlock cash tied up in outstanding invoices. Borrow against your accounts receivable — typically 70–90% of invoice value — repaid when your client pays. We match your business to regulated lenders, obligation-free.
Join the SME Waitlist →At a glance
What invoice financing covers
Invoice financing turns unpaid invoices into immediate working capital. Instead of waiting 30–90 days for customers to pay, you borrow against the value of those receivables — typically 70–90% upfront — and repay once your client settles. It's ideal for businesses with long payment terms or seasonal cash-flow gaps.
How Lendly matches you
Tell us about your business once — your receivables, customers, and how much you need. Lendly compares your profile against the eligibility criteria of regulated lenders, then surfaces the facilities you're most likely to qualify for. No hard credit check to compare, and you decide who to proceed with.
Typical eligibility
- Incorporated and operating in Singapore (sole proprietorship, LLP, or Pte Ltd)
- Invoices issued to creditworthy business customers (B2B)
- 6–24 months operating history (varies by lender)
- Around S$200K+ annual turnover for most facilities
Indicative only. Eligibility, rates, and final approval are determined solely by the lender. T&Cs apply.
Ready to compare invoice financing options?
Lendly Business is in pilot — join the waitlist for early access.
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