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Reviewing invoices and cash flow for invoice financing in Singapore
SME FINANCING · SINGAPORE

Invoice Financing

Unlock cash tied up in outstanding invoices. Borrow against your accounts receivable — typically 70–90% of invoice value — repaid when your client pays. We match your business to regulated lenders, obligation-free.

Join the SME Waitlist →
MAS-regulated banks & finance companies · MinLaw-licensed moneylenders · PDPA-compliant · No hard credit check to compare

At a glance

70–90%
Of invoice value
Fast drawdown
Cash against receivables
Repaid on payment
When your client settles
60 seconds
To get matched

What invoice financing covers

Invoice financing turns unpaid invoices into immediate working capital. Instead of waiting 30–90 days for customers to pay, you borrow against the value of those receivables — typically 70–90% upfront — and repay once your client settles. It's ideal for businesses with long payment terms or seasonal cash-flow gaps.

How Lendly matches you

Tell us about your business once — your receivables, customers, and how much you need. Lendly compares your profile against the eligibility criteria of regulated lenders, then surfaces the facilities you're most likely to qualify for. No hard credit check to compare, and you decide who to proceed with.

Typical eligibility

  • Incorporated and operating in Singapore (sole proprietorship, LLP, or Pte Ltd)
  • Invoices issued to creditworthy business customers (B2B)
  • 6–24 months operating history (varies by lender)
  • Around S$200K+ annual turnover for most facilities

Indicative only. Eligibility, rates, and final approval are determined solely by the lender. T&Cs apply.

Ready to compare invoice financing options?

Lendly Business is in pilot — join the waitlist for early access.

Join the SME Waitlist →