Fixed Assets Loan
Finance machinery, equipment, or commercial property. Government-backed under the EFS Fixed Assets Loan, up to S$30 million with tenure up to 15 years. We match your business to regulated lenders, obligation-free.
Join the SME Waitlist →At a glance
What a fixed assets loan covers
A fixed assets loan finances long-term capital purchases — industrial machinery, equipment, or commercial and industrial property — repaid over an extended tenure that matches the asset's useful life. Under Enterprise Singapore's EFS Fixed Assets Loan, eligible SMEs can access up to S$30 million with tenure up to 15 years.
How Lendly matches you
Tell us about your business once — the asset, the amount, and your operating history. Lendly compares your profile against the eligibility criteria of regulated lenders, then surfaces the facilities you're most likely to qualify for. No hard credit check to compare, and you decide who to proceed with.
Typical eligibility
- Incorporated and operating in Singapore (sole proprietorship, LLP, or Pte Ltd)
- At least 30% local shareholding for EFS-assisted facilities
- The financed asset typically serves as security
- 6–24 months operating history (varies by lender)
Indicative only. Eligibility, rates, and final approval are determined solely by the lender. T&Cs apply.
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