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Singapore SME team in a business financing meeting
SME FINANCING · SINGAPORE

Business Term Loan

Lump-sum financing for expansion, renovation, or working capital. Unsecured up to S$300K–S$500K, with secured facilities available above that. We match your business to regulated lenders, obligation-free.

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MAS-regulated banks & finance companies · MinLaw-licensed moneylenders · PDPA-compliant · No hard credit check to compare

At a glance

Up to S$500K
Unsecured quantum
1–5 years
Repayment tenure
Secured options
Higher amounts above S$500K
60 seconds
To get matched

What a business term loan is

A term loan gives your business a fixed lump sum upfront, repaid in regular instalments over a set period — ideal for one-off investments like expansion, renovation, equipment, or a working-capital boost. Unsecured facilities typically run up to S$300K–S$500K; larger amounts are available on a secured basis.

How Lendly matches you

Tell us about your business once — turnover, operating history, and how much you need. Lendly compares your profile against the eligibility criteria of regulated lenders, then surfaces the facilities you're most likely to qualify for. No hard credit check to compare, and you decide who to proceed with.

Typical eligibility

  • Incorporated and operating in Singapore (sole proprietorship, LLP, or Pte Ltd)
  • 6–24 months operating history (varies by lender)
  • Around S$200K+ annual turnover for most facilities
  • At least one director with Singapore NRIC or valid Employment Pass

Indicative only. Eligibility, rates, and final approval are determined solely by the lender. T&Cs apply.

Ready to compare term loan options?

Lendly Business is in pilot — join the waitlist for early access.

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